Buy vs Lease in Rockford, IL

Buy vs Lease in Rockford, IL

Visit Rock River Kia!

Whether you are new to the car-buying world or you're an automotive veteran, it can still be difficult determining how you want to financially secure your car. There are benefits to both buying and leasing, and we at Rock River Kia are here to make your decision a little easier. Contact our friendly team with any further questions!

Buying

When you buy a car, you don’t have to contribute the full amount up front. We know that’s a lot to expect, which is why our Finance Department gets in contact with our trusted lenders to find you loan options. Then, all you have to do is provide a down payment and pay back the loan in monthly installments over the course of four to seven years. If you wish to calculate what that prospective amount would be, use our online Payment Calculator! Many people go with the traditional method of buying because you can see a return on your investment. Once you finish contributing your monthly payments, your car will belong to you! At that point it’s up to you whether you want to continue to drive it payment-free, pass it off to one of your kids, trade it in and upgrade to a newer model, or sell it to make your money back.

Leasing

If you don’t want to worry about trading in or selling your car when you’re done with it, you can opt to lease your vehicle instead. Leasing is more like borrowing a car from us at Rock River Kia. Our finance team will sit down with you to determine your annual mileage and the anticipated depreciation of your model, and then use both of those figures to create your leasing contract. This will lead to low monthly payments and a shorter contract of only two to four years! Another benefit of this option is low maintenance costs, since most of the models we lease out are new and in great condition! Once your contract is over, you are free to upgrade to a newer model on our lot, or just hand in the keys and walk away. You also have the option of contributing the remaining amount towards ownership on your model and buying it if you so choose.

Inventory

Whether you buy or lease, you will need to pick out a model that you want to drive home. We recommend that you look online before coming in to see us, because we have a pretty vast selection! Based on your preference, navigate to the New or Used dropdowns on our website to tap into our stocked inventory. Once you’re there, feel free to use the filters on the left side of the screen to pare down your options and create a listing specifically for you. You can choose from filters like year, fuel economy, make, model, and more. Then, simply click on the profiles of a few models to see an estimated ePrice or monthly lease payment for them. You can also Get Pre-Approved right from this page to make your financing process a lot easier!

Once you’ve decided whether you want to buy vs lease in Rockford, IL, come down to Rock River Kia and find your ideal car. We have flexible hours and look forward to seeing you soon!

Sales Hours

888-707-3594

Contact Information


Dealership Information

Testimonials

jim crow
jim crow
GOOGLE
6-29-2020
Full Star Full Star Full Star Full Star Full Star

Great service, always pleasant sales and service staff!!

Jazimen Hollingsworth
Jazimen Hollingsworth
GOOGLE
6-14-2020
Full Star Full Star Full Star Full Star Full Star

Honestly going in I expected to not be able to get the car I was looking at but Maurice and the sales managers did an amazing job they were even willing to go pick up a different color car for me because I wanted the white forte and they didn’t have any on the lot. I’m so happy with my experience with this sales member and the manager. I would buy all my car from them if I could!

"Bernie is the most reliable and diligent salesman out..."

Lauren
DEALERRATER
6-11-2020
Full Star Full Star Full Star Full Star Full Star

Bernie is the most reliable and diligent salesman out there. He worked so hard to get my dream car. Usni, Gregg, and Todd were, as well as Bernie, great service with purchasing my brand new Kia Forte. I love everything about it, I couldn't ask for anything better.

Tracey Dawson
Tracey Dawson
GOOGLE
6-8-2020
Full Star Full Star Full Star Full Star Full Star

Very helpful with my air conditioner issue and was fast about getting my oil changed as well.

Yuniel Estrada
Yuniel Estrada
GOOGLE
6-8-2020
Full Star Full Star Full Star Full Star Full Star

"Dream 16th Birthday Surprise--Bernie and His Team Did It!"

Sher
DEALERRATER
6-3-2020
Full Star Full Star Full Star Full Star Full Star

I can ALWAYS count on Bernie and his team--this is the 14th car we have purchased from Bernie, and 2nd Sweet 16 birthday surprise...first our son, and now for our daughter. She was very sad because her birthday was during the quarantine...and when the DMV finally opened, we promised her that she would get her driver's license. Bernie found her "dream car"...2020 Kia Forte with a sun roof. It all happened so incredibly fast! Bernie worked with Mike and Todd to show her the car to make sure she loved it. But once we realized the DMV was open, we needed to get the car in a matter of a few hours! Bernie and his team were on it. Bernie called Greg and they go it done! When Greg informed us, a very short time after that the car was ours, my heart melted. I was literally at the DMV, waiting for my daughter to finish her drive. Bernie worked with his team, and the "Fabulous 4" got the car ready for my husband and son to pick up...our 14th Ford car (over 25 years)! Once my daughter came home from the DMV, very sad, because we had her convinced that we needed to wait and get her new car later in the summer...she was in shock. As our garage door opened, her 2020 Kia Forte, with sunroof, sat waiting for her with a big red bow. She cried and so did we all! She said, oh my gosh, that's my DREAM car! Bernie, THANK YOU for making our dream and our daughter's 16th birthday the best ever! You did it for our son and you did it again! Greg, Todd and Mike...you guys are the BEST! Greg, you have ALWAYS come through for us! Todd and Mike, it was great meeting you both and working with you both...you both are the BEST as well! If anyone has a DREAM that you think may be impossible, just call Bernie and his team and they will get it done...literally in a few short hours! HIGHLY recommend!!!

Christine Kochanowski
Christine Kochanowski
GOOGLE
6-1-2020
Full Star Full Star Full Star Full Star Full Star

Friendly staff, they were very patient with all of my questions. I will be going back here for our next car.

"Simply the Best"

colprest
DEALERRATER
5-26-2020
Full Star Full Star Full Star Full Star Full Star

Bernie continues to exceed all expectations. He gave his 100% at every step of the process and made the experience as seamless as possible. If you're in the market for a new vehicle, I cannot recommend Bernie enough -- he is simply the best!

"Another great experience with the Rock River Block Team...."

Faithful4
DEALERRATER
5-17-2020
Full Star Full Star Full Star Full Star Full Star

Another great experience with the Rock River Block Team. Bernie and Mike are very dependable salesmen. They were able to make the car buying experience as normal as any other even with all the virus regulations.

Ronald Oehm
Ronald Oehm
GOOGLE
5-3-2020
Full Star Full Star Full Star Full Star Full Star

Our family is growing so we thought a van was in out future. The always likes the Kia Sedona. I found a gem in the Anderson Auto group. An LX with two tone leather and Android Auto stereo. The management, Todd, and Doug brought the van from another store. I felt a few things during a test drive and told them if it was taken care of I'd buy it. When I came back they had new brakes, new tires, and had the scratches fixed without changing the deal. The van is super nice , very comfortable. Thanks to the sales man Usni, the management team of Todd and Doug. Great job, buying a used car should be a positive fun experience and it was for my wife and I.

"Excellent service from Bernie, Paul and Greg. Bernie..."

Kay.forsen
DEALERRATER
4-25-2020
Full Star Full Star Full Star Full Star Full Star

Excellent service from Bernie, Paul and Greg. Bernie helped me with finding a car. Paul helped me when car arrived and Greg was the finance person. They were all so helpful and I will go nowhere else to buy a car when you have these people working with you.

Lorene riley
Lorene riley
GOOGLE
3-18-2020
Full Star Full Star Full Star Full Star Full Star
Tom Rohner
Tom Rohner
GOOGLE
3-16-2020
Full Star Full Star Full Star Full Star Empty Star
David Hale
David Hale
GOOGLE
2-24-2020
Full Star Full Star Full Star Full Star Full Star

I can’t say enough good things about Rock River Kia when I first decided to buy a Kia and I came here from the moment I walked through the doors it was professional. It was friendly. It was non-confrontational. It was not pushy. The gentleman Mike who sold me my vehicle was more than helpful. He did everything he possibly could to tell me everything about the vehicle took me on a test ride which obviously is normal but he didn’t try to push me out the door after he sold me the car. It was just an awesome experience and then when I went to get my first servicing done that too was a very excellent experience. They have a busy shop and got me in on an appointment and took care of my vehicle. They’re friendly professional and courteous. I cannot say enough good things about rock River Kia. Thank you for an awesome car and for an excellent experience.

Ty Streit
Ty Streit
GOOGLE
2-19-2020
Full Star Full Star Full Star Full Star Full Star

Rock River Kia's service department has always been very helpful and quick! I just recently took my 2018 Soul in for service. Within 2 hours of finding the problems with the issues I had presented, they had started repairs and called me to mention they had found the problem. They are always quick and easy to deal with. Highly recommend them for any service needs!

"Third time was the charm. The vehicle was here just as..."

Chicago Grandma
DEALERRATER
2-15-2020
Full Star Full Star Full Star Full Star Full Star

Third time was the charm. The vehicle was here just as promised. Great service, and Harvey Kellar was friendly, solicitous, and thorough throughout the purchasing experience. Luke did a great job in finance, and the detailing crew had the car ready and waiting when we arrived.

"Felt comfortable with Darrell"

ByronDave
DEALERRATER
2-8-2020
Full Star Full Star Full Star Full Star Full Star

I had occasion recently to bring my 2011 Edge into Rock River Ford for service. I needed the Radiator flushed. I know that the Edge with the 3.5 Duratec Engine calls for a particular Coolant. I asked Darrell about that. He said (Just a minute Dave,Lets talk to parts) He got the answer and explained to me why the Dark Green coolant is important for the complete health of the motor and especially the water pump. I asked him if he would have the mechanic give the whole underneath of my car a look over while it was on the hoist. That was done and the mechanic not only assured me that I the car was GOOD. I did need a left ball joint. I had that done the next day. The Mechanic not only told me the importance of using the dark green coolant but he gave me a bottle half full of it for my convenience Just in case in needed some later I was completely happy with the attention I got from Darrell and also his mechanic. I wish I had his name because he was great..

"Justin went above and beyond in solving problems and..."

Atlady54
DEALERRATER
1-16-2020
Full Star Full Star Full Star Full Star Full Star

Justin went above and beyond in solving problems and getting repairs done for me. He has the patience of Job and was so very understanding.

"Good deal on our certified pre-owned Forte."

miller
DEALERRATER
12-21-2019
Full Star Full Star Full Star Full Star Full Star

Johnny, Maurice, and Doug were great to deal with and really helpful. The people at Rock River Kia were easy to deal with. We were really close to what we were looking to spend on a new vehicle. Thanks.

Mary Graham
Mary Graham
GOOGLE
12-17-2019
Full Star Full Star Full Star Full Star Full Star

2020 Kia Sportage this is my 4th. Kia love the car and the sales people are fantastic. They know the cars and they know what they are doing. Go in relax and they will do th rest.

Matt Rienstra
Matt Rienstra
GOOGLE
12-14-2019
Full Star Full Star Full Star Full Star Full Star
Ed Valk
Ed Valk
GOOGLE
12-9-2019
Full Star Full Star Full Star Full Star Full Star

"Mitch found us the perfect car for our daughter. Got it..."

KC9VAE
DEALERRATER
11-22-2019
Full Star Full Star Full Star Full Star Full Star

Mitch found us the perfect car for our daughter. Got it cleaned up, had a bit of maintenance that they aided with. RRF/Kia was on point for now our 3rd vehicle Purchased through them! Thank you all!!

David Mainguy
David Mainguy
GOOGLE
11-21-2019
Full Star Full Star Full Star Full Star Full Star
Shane Schultz
Shane Schultz
GOOGLE
11-18-2019
Full Star Full Star Full Star Full Star Full Star

Best car buying experience ever! Joseph (Thanks You) was our salesman and was upfront, honest and beyond helpful. The entire staff was exceptional and I could not.fond a single thing to other than Thanks a million!

Rakk's Accoutrements
Rakk's Accoutrements
GOOGLE
11-12-2019
Full Star Full Star Full Star Full Star Full Star
Deanna Schaitel
Deanna Schaitel
GOOGLE
11-4-2019
Full Star Full Star Full Star Full Star Full Star

I was faced with the circumstances of having to show up unannounced and ask to fit me, knowing I'd have to wait. The staff was so friendly through it all and I don't feel like I was there that long really. My first visit (not my car's) and first impression was great!

"Polite and professional!"

cdoug
DEALERRATER
10-24-2019
Full Star Full Star Full Star Full Star Full Star

I purchased my first car from Rock River Ford a few weeks ago, and had a wonderful car buying experience. Everyone who I interacted with through the entire process was extremely polite and professional. I felt welcomed right away, and never felt pressured or forced to make any decisions during the process. I highly recommend this dealer if you're looking for a smooth buying experience!

"Personable!"

Dkafka24
DEALERRATER
10-23-2019
Full Star Full Star Full Star Full Star Full Star

All of the employees that I encountered and worked with had great personalities and were very personable to work with. They were all so helpful and made my buying experience so smooth! Highly recommend!

Mitch Miller
Mitch Miller
GOOGLE
10-20-2019
Full Star Full Star Full Star Full Star Empty Star

Went along with a family member buying their first car and it was a great experience. Dealing with them was no hassle and no surprises. The service dept is organized and well run. They are very customer conscious here.

Brian Dickey
Brian Dickey
GOOGLE
10-10-2019
Full Star Full Star Full Star Full Star Full Star

Service department is great to work with!

"Bernie Krowczyk put together a great deal for our..."

Fordguy
DEALERRATER
10-4-2019
Full Star Full Star Full Star Full Star Full Star

Bernie Krowczyk put together a great deal for our daughter who lives 500 miles away. We drove the new car to her and brought her trade in back. We love Bernie. Gregg Decman, Lance Armstrong and Mike Schoenberg helped along the way.

"We are so grateful for Bernie's expertise in finding the..."

Fordgirl
DEALERRATER
10-3-2019
Full Star Full Star Full Star Full Star Full Star

We are so grateful for Bernie's expertise in finding the perfect vehicle for our daughter that was a great deal within her budget. She loves it and we keep coming back to buy our cars from Bernie. He's the best.

"Bernie and the team are always helpful, friendly, and..."

Leah B
DEALERRATER
9-30-2019
Full Star Full Star Full Star Full Star Full Star

Bernie and the team are always helpful, friendly, and knowledgeable. They make the car buying experience fun, easy, and so convenient. So happy with my new 2019 Ford Escape!

"Bernie is Amazing"

RWMHawk
DEALERRATER
9-30-2019
Full Star Full Star Full Star Full Star Full Star

He was so patient with me and was very helpful. I wanted to buy from him but they did not have the SUV I wanted. He made the whole experience painless. He never made me feel pressured. I felt like part of the family. If you are looking to buy from Anderson Rock River Block this is the guy!

James Sola
James Sola
GOOGLE
9-25-2019
Full Star Full Star Full Star Full Star Empty Star
Andrew Diaz
Andrew Diaz
GOOGLE
9-25-2019
Full Star Full Star Full Star Full Star Empty Star

"Easiest Vehicle Purchase Ever"

hiwayman
DEALERRATER
9-19-2019
Full Star Full Star Full Star Full Star Full Star

Bernie made this the easiest and most personable car buying experience I've had in many years of auto purchases. He asked what I was looking for in a vehicle and what my budget was and we went from there, showing me options in makes and models then finding the one that was right. He was polite, courteous and offered none of the usual BS I've come to expect from dealerships. Mike in finance sealed the deal in no time again, making sure I was comfortable with all aspects of the deal, Truly a pleasure dealing with them both! Nice to walk out of a dealer knowing I was treated fairly and with respect.

Nina Mckinney
Nina Mckinney
GOOGLE
9-19-2019
Full Star Full Star Full Star Full Star Full Star

"AWESOME"

steve beck
DEALERRATER
9-17-2019
Full Star Full Star Full Star Full Star Full Star

Bernie and Lance Armstrong are 2 of the best Employees that Anderson ford could ever ask for there GREAT So is Gregg for finance department

"Exceptional dealership for buying a new vehicle. "

jstone Rkfd
DEALERRATER
9-16-2019
Full Star Full Star Full Star Full Star Full Star

Friendly staff and top notch dealership for buying a vehicle. Bernie Krowczyk (salesman) is the best. Jim Ballard (manager) and Jason Brown (general manager) are awesome. Gregg Decman (finance) is exceptional for putting together all the financial aspects of the deal. Thanks to all of you for another pleasant buying experience. Jack and Raye Stone, Rockford

Steve Adams
Steve Adams
GOOGLE
9-11-2019
Full Star Full Star Full Star Full Star Full Star
Ken Follett
Ken Follett
GOOGLE
9-4-2019
Full Star Full Star Full Star Full Star Full Star

The service guys were as friendly and efficient as ever!

Katrina West
Katrina West
GOOGLE
8-31-2019
Full Star Full Star Full Star Full Star Full Star

Brought my car in for service and was greeted promptly, I was notified my vehicle had recalls and they performed those as well. I was updated periodically on the time frame. They were extremely efficient, waiting room and bathrooms clean, and very friendly. Thank you

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